Real estate appraisal services for homeowners in the city of Saint Petersburg and Pinellas County

The top reasons FL homeowners hire las palmas appraisal, inc.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a FL divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate in FL

Need help determining the price of your house in or near Saint Petersburg, FL?
Contact las palmas appraisal, inc..

We at las palmas appraisal, inc. understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at las palmas appraisal, inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. las palmas appraisal, inc. is experts in helping clients just like you rid yourselves of unnecessary PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from las palmas appraisal, inc. is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An efficient appraisal from las palmas appraisal, inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.